Section 125 cafeteria plan automation

Payroll-ready deduction files,
generated in seconds.

Emmy turns weekly census exports into validated, per-client deduction & claim files for your cafeteria plan — with plan assignment, opt-outs, eligibility checks, and a complete audit trail handled automatically.

Encrypted at rest & in transit RBAC + immutable audit log Reproducible runs
emmy.app/dashboard
E
Emmy
Dashboard
Runs
Employees
Opt-outs
Administration
Dashboard
Welcome back
Clients
12
Employees
3,025
Runs (30d)
47
Recent runs
Week22.csvPROCESSED
Week21.csvRELEASED
Week20.csvRELEASED
How it works

From census to payroll in three steps

01

Upload

Drop your weekly census CSV. The engine validates schema, decodes latin-1, and detects every CustomerName across every EOR.

02

Review

Inspect enrolled / excluded / flagged counts and plan mix. Spot data-quality issues before anything moves to payroll.

03

Release

Approve and release per-client return files. Optional automatic delivery to your TPA.

Platform

Built for the people who close the books

Everything an EOR, TPA, or in-house payroll team needs to run a Section 125 cafeteria plan with confidence.

Upload once, per-client output

A single census export can cover any number of clients across multiple EORs. Choose split-per-client or one combined file at upload.

Deterministic plan assignment

Wage thresholds, W-4 exemptions, and affordability checks assign every employee the highest plan they qualify for — identically, every run.

Role-based access control

Tenant → EOR → Client → Employee hierarchy with strict row-level isolation. Client users only ever see their own people.

Immutable run history

Every run records inputs, config, outputs, and exclusions. Re-run any week under new settings without ever mutating the original.

Opt-out management

A managed opt-out registry with bulk XLSX/CSV import, one-click re-enroll, and a full audit trail. No more master spreadsheets.

Approve, release, deliver

A two-step approve → release workflow gates what reaches payroll, with automatic delivery to your TPA on release.

Encrypted storage

Source files and generated outputs live in encrypted blob storage. TLS in transit.

Hierarchical RBAC

Tenant → EOR → Client → Employee. Server-side scope enforcement on every query.

Immutable audit

Every approval, release, opt-out, and re-run writes a tamper-evident record.

Ready to retire the spreadsheets?

Sign in to your workspace, upload a census, and watch the deduction files generate.

Sign in